Turn informal credit into bankable records

Your trade history becomes your credit history

Smart Aday helps Bangladeshi businesses document ৳2+ crore in receivables, creating the structured records banks actually need for lending decisions.

The Challenge

89% of B2B credit in Bangladesh goes undocumented

Businesses know exactly who owes them money, but banks can't verify it. Without proper documentation, creditworthy businesses get denied loans or face higher interest rates.

Smart Aday Solution

Turn everyday transactions into bankable proof

  • Structured receivables tracking banks recognize
  • Payment history that proves creditworthiness
  • Reports formatted for loan applications
  • API integration with partner banks
Smart Aday · স্মার্ট আদায়

From WhatsApp threads to bank-ready records

1

Log your trades

Record invoices, payments, and credit terms as they happen

2

Track automatically

স্মার্ট আদায় organizes everything into structured ledgers

3

Share with confidence

Generate reports banks understand for financing decisions

Try স্মার্ট আদায় First product on the Orchestriz architecture
Smart Aday generated invoice
Smart Aday transaction tracking
৳2.4 crore Receivables tracked
50+ Active businesses
89% Faster loan approvals